How this site handles privacy

Smart Mortgage Planner is built to be lightweight and does not ask you to create an account, submit an enquiry form, or save personal financial profiles on the site.

Calculator inputs stay in your browser and can be reflected in the page URL so you can revisit a scenario later. The site operator does not use those calculator inputs to identify you.

If you accept analytics cookies, the site uses Google Analytics 4 to understand overall traffic and on-site behavior, such as page views and calculator actions. That data is handled under Google's analytics infrastructure rather than being used to create a personal client file.

If you do not accept analytics, Google Analytics is not loaded. You can review the site cookie behavior on the cookie policy page.